Water damage is a homeowner’s biggest nightmare. Water can cause massive amounts of damage very quickly, requiring thousands of dollars in repair. At Almand Bros, we’re dedicated to protecting homeowners from this damage using a variety of different methods, such as basement waterproofing and French Drains.
Sometimes, however, a particularly bad storm will make water damage inevitable. In this article, we’ll cover what needs to be done if your home has been damaged by water. As well, we’ll explain how to deal with your insurance company.
Get The Water Out of Your Home
Before beginning any repairs, it’s first important to make sure that the water is unable to cause more damage. This means getting the water out of your home.
In most situations, this will mean drying the area out with a fan or dehumidifier. If there’s still standing water in your home, a water pump may also be required.
Dealing With Mold
Once the area in question is dry, it’s time to inspect it for any issues. One of the most serious is mold, which can be toxic.
It’s worth calling in a professional to ensure your safety, but even if the mold isn’t harmful to you, it will eat away at whatever it’s growing on. For this reason, any materials that have mold on them will need to be removed.
Repairing and Replacing Water Damaged Areas
Once the water and mold are both removed, it’s time to begin working through any damaged materials in your home. We start with the ceiling to prevent sagging or even collapse, repairing or replacing materials as necessary. From there we’ll want to repair or replace any damaged flooring and walls.
Will Homeowners Insurance Cover Water Damage?
Most homeowners policies cover water damage, though you’ll need to check your specific policy to see what is or isn’t included. One good rule of thumb is this: insurance is designed to protect you in unexpected emergencies.
If it’s determined that you were at fault for the water damage to your home, you may have difficulty filing a successful claim. If, on the other hand, the water damage occurred as part of a natural event like a storm, your policy is likely to cover you.
It’s important to keep in mind that a rejected claim isn’t necessarily the end. If you feel your claim has been wrongfully rejected, you can speak with an independent home appraiser to determine whether or not your insurance policy should cover you.
Looking for Water Damage Repair in New Jersey?
If so, you’ve come to the right place. At Almand Bros, we’re New Jersey’s water damage repair service of choice. For decades, we’ve been helping homeowners just like you ensure that their homes are beautified and well-maintained. While waterproofing is one of our specialties, we also offer masonry and concrete services.
Have any questions about what we can do for you or your property? Please don’t hesitate to reach out to us by calling (856) 310-1390 or emailing us at firstname.lastname@example.org.